Many families find themselves making important decisions without the benefit of long-term perspective.

Real estate choices, insurance coverage, and financial responsibilities are often handled separately — guided by urgency, transactions, or fragmented advice. Over time, this can create gaps, unnecessary risk, or decisions that don’t fully align with what a family is trying to protect.

What’s missing is rarely effort.
It’s clarity.

Long-term protection and legacy are not built through isolated choices, but through thoughtful planning that considers how today’s decisions shape tomorrow’s outcomes.

Kodgeti Group exists to provide that clarity — calmly, intentionally, and without pressure.

When Decisions Carry Long-Term Weight

The Problem

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Our Approach

Most financial decisions are handled in pieces.

Real estate conversations happen in one place.
Insurance decisions happen in another.
Long-term implications are often considered later — if at all.

Kodgeti Group takes a different approach.

We begin with planning, not products.
We slow the conversation down to understand what a family is building, what needs protection, and how today’s decisions may shape future outcomes.

Rather than treating real estate and insurance as isolated transactions, we consider how they work together within a broader framework of long-term protection and legacy.

This approach allows families to:

• Make decisions with greater clarity

• Reduce unintended risk created by fragmented planning

• Align actions taken today with what they hope to preserve tomorrow

Our role is not to push decisions forward, but to help ensure they are made thoughtfully, with perspective and intention.

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What We Help With

Our work centers on planning-led guidance that brings together two critical areas often handled in isolation: real estate decisions and licensed insurance protection. Each plays a distinct role in long-term stability and legacy when approached intentionally.

Real Estate Planning & Guidance

Real estate decisions often carry long-term implications — affecting cash flow, risk exposure, family flexibility, and future options.

We provide thoughtful guidance around real estate decisions as part of a broader planning conversation, helping families consider how property choices align with their long-term goals, responsibilities, and legacy considerations.

This includes:

• Planning-oriented real estate conversations
  

• Evaluating opportunities through a long-term lens
  

• Aligning property decisions with broader protection strategies
  

The focus is not transactions alone, but how real estate fits into what a family is building over time.

Licensed Insurance & Risk Protection

Insurance plays a critical role in protecting what has been built — yet it is often addressed reactively or without integration into broader planning.

Through licensed insurance planning, we help families assess risk, understand coverage needs, and structure protection thoughtfully, with clarity and care.

This includes:

• Evaluating existing coverage
  

• Identifying gaps or misalignment
  

• Structuring protection to support long-term stability
  

Insurance is approached not as a product, but as a foundational layer of protection within a larger plan.

An Integrated Approach

When real estate and insurance decisions are considered together — rather than separately — families are better positioned to protect their assets, reduce unnecessary risk, and make decisions that endure.

Kodgeti Group exists to support that integrated perspective, helping families plan with intention rather than react in pieces.

Kodgeti Group helps families think clearly about what they are building — and how to protect it over time.

While our professional paths are distinct, our work is coordinated.

Real estate decisions and insurance protection are considered together, within a shared planning framework that prioritizes clarity, protection, and long-term stewardship.

Kodgeti Group exists to support families who want to make informed, intentional decisions — not just for today, but with tomorrow in mind.

Who We Are

Mina Komo

Kodgeti Group is a family-led firm focused on real estate and wealth protection, guided by long-term thinking, responsibility, and care for what families are building over time.

Our work is shaped by decades of professional experience in engineering, healthcare, administration, and risk protection — and by a shared commitment to clarity, stewardship, and continuity.

Ebi is a licensed insurance agent with a background in engineering and long-term systems thinking.

After retiring from a career as an engineer, he transitioned into insurance planning, where his focus is helping families understand risk, evaluate coverage, and structure protection that supports stability and continuity over time.

His approach is analytical, steady, and grounded in responsibility — ensuring that protection strategies are thoughtful, compliant, and aligned with long-term needs.

Ebi Komo

Mina brings experience from healthcare and administration into real estate and planning conversations.

As a retired nurse and healthcare administrator with an MBA, her work centers on helping families step back from isolated decisions and consider the broader picture — how property, responsibilities, and long-term goals intersect.

Her role emphasizes clarity, coordination, and planning with intention, especially in decisions that affect family stability and future generations.

Working Together

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How It Works

Engaging with Kodgeti Group begins with a conversation — not a transaction.

Our process is designed to be thoughtful and measured, allowing families to step back, gain clarity, and consider decisions with a long-term view.

1. An Initial Conversation

We begin by listening.

This introductory conversation is an opportunity to understand what you are navigating, what you are building, and what matters most to you and your family. It is not a sales discussion, but a space to gain perspective and determine whether our approach is the right fit.

2. Thoughtful Assessment

When appropriate, we take time to review existing real estate considerations, insurance coverage, and areas of potential risk or misalignment.

This assessment helps identify gaps, redundancies, or decisions that may benefit from a more integrated, long-term perspective.

3. Intentional Planning

From there, we support families in making informed decisions around real estate and wealth protection — guided by clarity, coordination, and long-term intent.

The goal is not speed, but alignment: ensuring that choices made today support stability, protection, and continuity over time.

Next Step

If you’re navigating decisions around real estate, protection, or long-term planning—and want a clearer, more integrated perspective—the next step is simple: thoughtful preparation.

Before we ever meet, we invite you to complete a brief, guided assessment. This helps us understand your current foundation and prepares us for a more meaningful conversation together.

There is no obligation to proceed.
No pressure to decide.
Only space to gain clarity.

After completing the assessment, you’ll have the option to schedule a complimentary 15-minute introductory conversation—if and when you’re ready.

This initial conversation is for informational purposes only and does not constitute financial, insurance, or investment advice.

Brief assessment • No obligation • We’ll review together

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